Housing is one of the biggest concerns for most Americans, especially in the current economic climate.  From homebuyer counseling to foreclosure counseling,  CCMS HUD certified counselors are here to assist you every step of the way.  CCMS counselors can help you make the best decisions for your circumstances by providing you with the latest and most accurate information out there.  Because we are a HUD-approved organization, our counselors keep well-informed of new assistance programs, changes in laws, and trends in the mortgage market that affect you as the consumer both nationwide and local. 

We also provide reverse mortgage counseling, a positive alternative for seniors who are looking to remain in their homes or receive supplemental income without risking their homes.

FIRST TIME HOME BUYER ASSISTANCE

This training is presented in a seminar and on a one-on-one counseling.  We help you through the process of buying your first home. This training is required to qualify for some mortgage programs which offer discounted rates or down payment assistance.  Click here for more information.

REVERSE MORTGAGE COUNSELING

This counseling is required for seniors 62 years or older interested in a Reverse Mortgage.  Counseling is offered in person or over the telephone.  Click here for more information.

LOSS MITIGATION COUNSELING

As a HUD approved housing  agency, we can help you modify your mortgage or provide information and counseling about other options and assistance programs. We are able to assist homeowners facing a housing crisis by helping you find the most affordable solution.  Click here for more information.

FLORIDA HARDEST HIT FUNDS PROGRAM 

CCMS is a hardest hit funds advisory agency under contract with the Florida Housing Coalition. Our assistance in qualifying for Hardest Hit Funds is a free service. Contact a CCMS counselor to find out if you are eligible for Florida’s Hardest Hit assistance.