Seminars

Financial Seminars

The goal of our Financial Literacy Awareness Seminars is to offer a variety of financial seminars, courses and materials to individual consumers, groups and the community at large, in order to provide information that will assist in resolving a myriad of financial issues and take steps forward to ensure financial independence.

For a list of available SEMINAR TOPICS, click HERE.

For a list of agencies that have hosted our seminars, click HERE.

Seminars that are open to the public are specifically notated in RED.

Seminars for Operation: Money Makeover credit will be noted with O:MM

The following is a list of upcoming seminars with time and locations:

1/24/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

1/25/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Expo Table for Employees

1/26/2012
Florida Community Bank- Open to the Public- OMM
7593 Boynton Beach Blvd., #120
Boynton Beach, FL 33437
Phone: 561-681-7339
Contact: Tracy Lee
Time: 4pm-5pm
Topic: Organizing Your Financial Life

1/30/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

1/31/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

2/6/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

2/7/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

02/11/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

2/13/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

2/14/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

2/20/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

2/21/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

2/22/2011
Broward County Library
Sponsored by: Florida Women’s Business Center
100 South Andrews Ave
Ft Lauderdale, FL
Register here: Registration Page
Time 6:00-7:30 PM
Topic: Organizing Your Financial Life

2/23/2012 – Open to the Public – O:MM
Delray Beach Public Library
100 W Atlantic Ave
Delray Beach, FL 33460
Contact: Brian R. Smith
Phone: (561)819-6405
Time: 10am-12pm
Topics: Senior Scams and Senior ID Theft

2/27/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

2/28/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

2/28/2012 - Open to the Public- Registration Required
First Time Homebuyer Workshop- PART 1
Florida Community Bank
4920 W. Atlantic Ave
Delray Beach, Fl. 33445
Phone: 561-278-4097
Contact: Home Purchase Department
TOPIC: HUD APPROVED HOMEBUYER CLASS
NOTE: MUST ATTEND BOTH NIGHTS TO RECEIVE CERTIFICATE

2/29/2012 – Open to the Public- Registration Required
First Time Homebuyer Workshop- PART 2
Florida Community Bank
4920 W. Atlantic Ave
Delray Beach, Fl. 33445
Phone: 561-278-4097
Contact: Home Purchase Department
TOPIC: HUD APPROVED HOMEBUYER CLASS
NOTE: MUST ATTEND BOTH NIGHTS TO RECEIVE CERTIFICATE

3/5/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

3/6/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

3/8/2012 -OPEN TO THE PUBLIC
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12-1PM
Topic: Making Your Credit Score Great

03/10/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

3/12/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

3/13/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

3/15/2012
IED
Pat Larkin Community Center on MLK Blvd.
520 NW 3rd St
Pompano Beach, Fl. 33060
Phone (954)245-6747
Contact: Alberta Perry McCarthy,
Time 6-7:30
Topic:Reading Your Credit Report/ Credit Disputes/Making Your Credit Score Great

3/19/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

3/20/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

3/22/2012- Open to the Public
Florida Community Bank
9526 Harding Ave
Surfside, Florida 33154
Phone: 305-663-6500
Contact: David Fuchs
Time: 4-5PM
Topic: Account Fraud and Identity Theft

3/26/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

3/27/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

4/2/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

4/3/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

4/9/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

4/10/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

4/10/2011- Registratiion Required- Open to the Public
Florida Women’s Business Center
Hollywood Chamber of Commerce Office
330 N. Federal Hwy
Hollywood, FL 33020
Register Here: http://www.flwbc.org/component/option,com_attend_events/Itemid,73/
Time: 6:00PM to 7:30PM
Topic: Making Your Credit Score Great

04/14/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

4/16/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

4/17/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

4/23/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

4/24/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

4/30/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

5/1/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

5/7/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

5/8/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

5/9/2012-OPEN TO THE PUBLIC
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 3-4PM
Topic: ID Theft and Account Fraud

05/12/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

5/14/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

5/15/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

5/21/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

5/22/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

5/28/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

5/29/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

6/4/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

6/5/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

06/9/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

6/11/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

6/12/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

6/13/2011
Florida Women’s Business Center
401 West Atlantic Ave Suite 09
Delray Beach, FL 33444
Register here: Registration Page -
Time 6:00-7:30 PM
Topic: Organizing Your Financial Life

6/18/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

6/19/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

6/25/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

6/26/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

7/2/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

7/3/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

7/9/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

7/10/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

07/14/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

7/16/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

7/17/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

7/19/2012 – OPEN TO THE PUBLIC
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12-1PM
Topic: Avoiding Foreclosure

7/19/2012
IED
Pat Larkin Community Center on MLK Blvd.
520 NW 3rd St
Pompano Beach, Fl. 33060
Phone (954)245-6747
Contact: Alberta Perry McCarthy,
Time 6-7:30
Topic:Reading Your Credit Report/ Credit Disputes/Making Your Credit Score Great

7/23/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

7/24/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

7/30/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

7/31/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

8/6/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

8/7/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

8/8/2011
Florida Women’s Business Center
401 West Atlantic Ave Suite 09
Delray Beach, FL 33444
Register here: Registration Page
Time 6:00-7:30 PM
Topic: Making Your Credit Score Great

08/11/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

8/13/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

8/14/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

8/20/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

8/21/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

8/27/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

8/28/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

9/3/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

9/4/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

09/08/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

9/10/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

9/11/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

9/12/2012-OPEN TO THE PUBLIC
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 3-4PM
Topic: Making Your Credit Score Great

9/17/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

9/18/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

9/17/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

9/25/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

10/1/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

10/2/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

10/8/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

10/9/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

10/13/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

10/15/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

10/16/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

10/22/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

10/23/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

10/24/2011
Broward County Library
Sponsored by: Florida Women’s Business Center
100 South Andrews Ave
Ft Lauderdale, FL
Register here: Registration Page
Time 6:00-7:30 PM
Topic: Organizing Your Financial Life

10/29/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

10/30/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

11/1/2012
IED
Pat Larkin Community Center on MLK Blvd.
520 NW 3rd St
Pompano Beach, Fl. 33060
Phone (954)245-6747
Contact: Alberta Perry McCarthy,
Time 6-7:30
Topic:Reading Your Credit Report/ Credit Disputes/Making Your Credit Score Great

11/5/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

11/6/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

11/10/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

11/12/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

11/13/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

11/15/2012-OPEN TO THE PUBLIC
Broward County Library
100 Andrews Avenue
Ft Lauderdale, FL 33301
Phone: 954-357-7434
Contact: Helene Palmer
Time: 12-1PM
Topic: ID Theft and Account Fraud

11/19/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

11/20/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

11/20/2011
Florida Women’s Business Center
401 West Atlantic Ave Suite 09
Delray Beach, FL 33444
Register here: Registration Page
Time 6:00-7:30 PM
Topic: Credit Scores and Managing Your Money

11/26/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

11/27/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

12/3/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

12/08/2012 OPEN TO THE PUBLIC-REGISTRATION REQUIRED
CCMS/LWCDC First Time Home Buyers Workshop
Lake Worth Municipal Golf Course
One 7th Ave North
Lake Worth, FL 33460
Phone: 561-454-5643
Contact: Kevin Maher
Time: 9:00 am – 3:00 pm

12/10/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

12/11/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

12/17/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

12/18/2012
Coalition for Independent Living Options
6800 Forest Hill Blvd
West Palm Beach, FL 33413
Phone: 561-966-4288
Contact: Maite Reyes-Coles
Time:3-4PM
Topic: FDIC – Money Matters – Budgeting

12/24/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 1:30-3:30
Topic: Organizing Your Financial Life

12/31/2012
Delray Recovery
140 NE 4th ave. Ste. B
Delray Beach, FL 33483
P. 561-404-4112
Contact: Catherine Cahill, CAC
Time: 2:30-3:30
Topic: Fair Debt Collections

Financial Literacy Seminar Topics

About CCMS Introduce Consumer Credit Management Services, Inc. to the community
and learn how to regain control of their financial future
Organizing Your Financial Life Tips on how to organize your finances in order to
make better decisions about your money
Budgeting and Savings Understanding how to do a budget and the basics of savings
Budgeting for Youths Students and young adults learn the importance of budgeting
and money management
Securing Financial Needs Understanding the pieces of your financial puzzle
About Checking Accounts Principles of opening and maintaining a checking account
Basics of Credit Cards What a credit card can do for you
Understanding Debt Meaning and consequences of debt
Do’s & Don’ts of Debt Learn the facts of debt and how to control your financial life
Wise Use of Credit The convenience and the responsibility of having credit
Your Guide To Homeownership How to prepare to buy a home
Presentation for Religious Organizations Introduce debt management in a Christian way
First Time Home Buyers Comprehensive HUD approved curriculum
Foreclosure Prevention Steps to take in order to avoid foreclosure.
Reverse Mortgage HUD approved counseling agency for Home Equity Conversion Mortgage
(HECM) backed by the FHA
Everything You Need to Know About Credit Cards Learn about the history of creditcards, how to use them to your advantage, creditor policies that can get you in trouble,finding the card that is right for you.
Navigating the World of Credit and Debt Comprehensive look at all kinds of debt,
budgeting for success, managing credit to make sure that you are positioned to avoid
disaster, having a great credit score without having debt, and understanding credit
scoring.
Fair Debt Collections Understanding your rights under the Fair Debt Collections
Practices Act. Know what collections agencies can and cannot say and do to you and
how to protect yourself.
Credit Report Disputes Learn the methods of removing inaccurate items from your
credit report.Includes sample letters for various phases of disputing. Includes
instruction on continuing disputes when the creditors deny your initial claim.
The New Credit Card Laws How the credit card act of 2009 changes the way creditors
do business. These changes have far reaching effects and many creditors, in complying
with the act, are also making other changes that can adversely affect the borrower.
Learn the best ways to keep yourself financially solvent while insulating your
credit score.
Credit Scoring and Credit Cards Understand the components that create your credit
score and how to have a great score without going into debt. Learn about the
relationship of credit cards to your score. Discover how to get a card that will
not get you into trouble.
Becoming a Homeowner How to go from being a renter to owning a home. Learn about the various aspects of getting a mortgage. Find out how to make your credit good enough to get a home no matter how bad it is now. Discover programs to help you with down payment or that will make a home significantly more affordable for incomes ranging from very low to average.
How to Make Your Credit Great Even if you have gone through foreclosure or bankruptcy, you can have a great score within a couple of years. The information shared will help you recover your credit from disaster and will help those with great credit already to understand what they are doing right so they will not fall into the traps that can hurt their score.

FDIC Money Smart

Bank On It An introduction to bank services
Borrowing Basics An Introduction to credit
Check It Out How to Choose and keep a checking account
Money Matters How to keep track of your money
Pay Yourself First Why you should save, save, save
Keep It Safe Your rights as a consumer
To Your Credit How your credit history will affect your credit future
Charge It Right How to make a credit card work for you
Loan To Own Know what you are borrowing before you buy
Your Own Home What home ownership is all about

FDIC Money Smart Series for Young Adults

Bank On It Introduction to bank services
Check It Out How to choose and keep a checking account
Setting Financial Goals How to keep track of your money
Pay Your Self First Why you should save, save, save
Borrowing Basics Introduction to credit
Charge It Right How to make a credit card work for you
Paying For College and Cars General information on installment loans
A Roof Over Your Head Information needed to make informed choices about renting
as well as learning the basics of obtaining a mortgage

MoneyWi$e A collaborative with Consumer Action

Manage Your Money Wisely: Tracking Your Money Tips on how to manage your finances
Building and Keeping Good Credit What every consumer should
know about how to build and keep good credit
Staying on Track with Credit: Defines open-ended or revolving credit, including
credit cards, home equity and overdraft lines of credit and the pros and cons of
using credit. Also, includes tips on high-cost credit to avoid
Put Bad Credit Behind You: Improve Your Credit Explains why having good
credit is important, your rights, how to check your credit report and how to
begin rebuilding your good credit
Understanding Your Credit Score: Defines a credit score, how to interpret and
maintain or improve your score.
Credit Cards: What You Need To Know Explains how credit cards work and how the
way you use credit cards can have an impact on your credit history
Families and Credit Cards Designed for parents who are weighing the merits of
giving their children credit cards
Recognizing Credit Card Fraud: How to recognize and avoid many forms of fraud
that involve credit cards
Freeze Your Credit File A security freeze is a prevention tool to help avoid
identity theft, learn the pros and cons
Banking Basics: You Can Bank On It Introduction to services offered by banks
and credit unions
Talking to Teens About Money Designed for parents to teach kids about money,
also good for older teens
Make Your Money Work For You: Saving to Build Wealth Explains the importance
of saving, setting goals and ways to make your money grow faster
Building a Sound Financial Foundation: Micro Business Basics Basic concepts
about the creation and financial management of a micro business
ID Theft & Account Fraud: Steps to prevent ID theft, or if you are a victim, to
clear up the problems created by ID theft
Just Say No! to Senior Scams Signs of fraud and tips for avoiding scams
Keys to Home Ownership – Key topics, preparation for homeownership, predicting
homeownership cost, shopping for a mortgage, etc.
Keeping Your Home: Covers the financial responsibilities of homeownership, how
to manage, maintain and protect your property
Bankruptcy Your Right to a Financial Fresh Start Bankruptcy is a federal
court process that can help consumers eliminate overwhelming debts. Is it right
for you?

Who We Reach
We Present Seminars to the Following Organizations

ADP – Cornelius, NC
ASPIRA – West Palm Beach, FL
Avalar Realty – West Palm Beach, FL
Bank of America – Palm Beach County, FL
Bethesda Hospital – Boynton Beach, FL
Boca Raton Community Hospital – Boca Raton, FL
Boca Raton Resort & Country Club – Boca Raton, FL
Boynton Beach Realty – Boynton Beach, FL
Broward County Library – Ft Lauderdale, FL
Broward County Employee Benefit Services – Ft. Lauderdale, FL
Broward County Office of Equal Opportunity – Ft. Lauderdale, FL
Broward School District / Parent-Teacher Association – Homestead, FL
Cason United Methodist Church – Delray Beach, FL
City of Boynton Beach, Employee Assistance Program-Boynton Beach, FL
City of Delray Beach – Delray Beach, FL
City of West Palm Beach – West Palm Beach, FL
Coalition For Independent Living Options – West Palm Beach, FL
Collins Center Foundation – Miami, FL
Comerica Bank – Boca Raton, FL
Community Food Pantry – The Caring Kitchen – Delray Beach, FL
Community Land Trust of Palm Beach County- West Palm Beach,
Consumer Action – San Francisco, CA
Delray Beach Chamber of Commerce – Delray Beach, FL
Delray Beach Community Development Corporation – Delray Beach, FL
Delray Beach Community Land Trust – Delray Beach, FL
Delray Beach Library – Delray Beach, FL
Delray Beach Marriott- Delray Beach, FL
Delray Recovery- Delray Beach, FL
Dress for Success – Riviera Beach, FL
Dunbar Village – West Palm Beach, FL
EAP-Florida – Delray Beach, FL
Early Learning Coalition St Lucie County – Ft Pierce, FL
Fannie Mae – Washington, DC
Families First – West Palm Beach, FL
FDIC – Washington, DC
Florida Community Bank – Delray Beach, FL
Floridian Community Bank – Delray Beach, FL
Florida Women’s Business Center – Delray Beach, FL
Florida Women’s Business Center – Hollywood, FL
Florida Department of Corrections – Belle Glades, FL
Florida Department of Financial Services
Florida Resource for Women and Children – Riviera Beach, FL
Florida State Representative Maria Sachs – Delray Beach, FL
Florida State University Employee Assistance Program, Tallahassee, FL
Genesis Christian Center – Tamarac, FL
Glades Correctional Facility – Belle Glade, FL
Greenacres Library – Greenacres, FL
Habitat for Humanity – Delray Beach, FL
Harvest Food & Outreach Center – Ft. Pierce, FL
Head Start ofPalm BeachCounty-West Palm Beach,FL
Home Education Loan Program –West Palm Beach,FL
Housing Leadership Council of Palm Beach County- West Palm Beach, FL
International Enterprise Development, Inc.- Delray Beach, FL
Jupiter Library – Jupiter, FL
LakeParkLibrary -Lake Park,FL
Lake Worth Community Development Corporation -Lake Worth,FL
LangleyAir Force Base, VA
Life Improvement for Tomorrow –West Palm Beach,FL
LifeSkillsCenter-Delray Beach,FL
Life Steps Foundation -Greenacres,FL
LyonsClub –West Palm Beach,FL
Mae Volen –Boca Raton,FL
National Association of Social Workers –FloridaChapter -Melbourne,FL
New Community Development Group -Riviera Beach,FL
NorthwoodUniversity-West Palm Beach, FL
Ocean Properties – Delray Beach, FL
Office Depot Corporation, National Headquarters -Delray Beach,Florida
Oakwood Center- WestPalm Beach, FL
Oasis Compassion Agency –West Palm Beach,FL
Palm BeachCountyAffordable Housing Task Force –Palm Beach County,FL
Palm BeachAtlanticUniversity-West Palm Beach,FL
Palm BeachCommunity College–Lake Worth,FL
Palm BeachCommunity College–Boca Raton,FL
Palm BeachCountyCommunityServices -West Palm Beach,FL
Palm Beach County Department of Community Services -West Palm Beach,FL
Palm Beach County Sheriff’s Department -West Palm Beach,FL
Palm BeachLibrary System -West Palm Beach,FL
Pleasant City Faith Based Group -West Palm Beach,FL
PleasantCityRedevelopmentCenter-West Palm Beach,FL
Professional Resource Network (PRN) Organization -Boca Raton,FL
Renaissance World Outreach Worship Center – West Palm Beach, FL
RightTrack Educational Services -Delray Beach,FL
Riviera BeachFamilyResourceCenter-Riviera Beach,FL
RoyalPalm Beach- Royal Palm Beach, FL
Salvation Army –Lake Worth,FL
SCORE –Boca Raton,FL
Sickle Cell Foundation,West Palm Beach, FL
Stand Down House – Lake Worth, Fl
St.Lucie County, Florida
Sue Tauriello Real Estate – Delray Beach, FL
TallahasseeMemorial Health Care Employee Assistance Program,Tallahassee,
Teresa Nelson & Associates –Riviera Beach,FL
TEDCenter-Delray Beach,FL
The Lord’s Place –Boynton Beach,FL
Town ofJupiter– Jupiter, FL
United Way – St. Lucie County, FL
UniversityofMiamiEmployee Assistant Program,Coral Gables, FL
University of Miami School of Theater Arts, Coral Gables, FL
Villa Madonna – Greenacres, FL
Village Academy K-12 Public School – Delray Beach, FL
VillageofWellington–Wellington,FL
Wachovia Bank -West Palm Beach,FL
West Palm BeachHousing Authority -West Palm Beach,FL
WhiddonRogersEducationCenter–Fort Lauderdale,FL
Women in Distress – Ft Lauderdale, FL
Women In Health -Delray Beach,FL
Women’s Circle -Boynton Beach,FL
YMCA -West Palm Beach,FL
Youth for Christ,Miami Springs,FL