Deceptive Mortgage Ads: What They Say; What They Leave Out
Be careful when you are looking for a mortgage to buy a home or refinance an existing loan. Sometimes the offers may be tempting but they don’t disclose all the true terms of the deal.
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Shopping For a Mortgage? Your Application May Trigger Competing Offers
If you apply for a mortgage, your inbox, answering machine, and mailbox may fill up quickly with competing offers from other mortgage companies. Find out how can you use them to your benefit, and how to stop getting then if that is your choice.
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Looking for the Best Mortgage
Shopping around for a home loan or mortgage will help you to get the best financial deal. Shopping, comparing, and negotiating may save you thousands of dollars.
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Foreclosure Rescue Scams:
Another Potential Stress for Homeowners in Distress. Find out how the scams work
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Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds of Dollars Each Year
If you put less than a 20 percent down on a home mortgage, lenders often require you to have Private Mortgage Insurance (PMI). PMI protects the lender if you default on the loan. Find out more…
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Need a Loan? Think twice about using your home as collateral
If you need money to pay home improvements, and think the answer is in refinancing, a second mortgage, or a home equity loan, consider your options carefully.
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Home Equity Credit Lines
Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. And lenders are offering these home equity credit lines in a variety of ways
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Mortgage Payments Sending You Reeling?
Here’s what to do…
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Mortgage Discrimination
Find out about your rights under ECOA
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Mortgage Servicing: Making sure your payments count.
When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That’s often not the case.
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Home Equity Loans Borrowers Beware!
Do you own your home? If so, it’s likely to be your greatest single asset. Unfortunately, if you agree to a loan that’s based on the equity you have in your home, you may be putting your most valuable asset at risk.
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How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
When a mortgage company closes or files for bankruptcy, its costumers may be left wondering about the impact of their own loans. Find out what you need to do.
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Mortgage Payments Sending You Reeling?
Here’s what to do…
Download the E-book

Mortgage Discrimination
Find out about your rights under ECOA
Download the E-book

Mortgage Servicing: Making sure your payments count.
When you apply for a home mortgage, you may think that the lender will hold and service your loan until you pay it off or you sell your house. That’s often not the case.
Download the E-book

Home Equity Loans Borrowers Beware!
Do you own your home? If so, it’s likely to be your greatest single asset. Unfortunately, if you agree to a loan that’s based on the equity you have in your home, you may be putting your most valuable asset at risk.
Download the E-book

How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
When a mortgage company closes or files for bankruptcy, its costumers may be left wondering about the impact of their own loans. Find out what you need to do.
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High-Rate, High-Fee Loans
If you are refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA)
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Time and Time Again
Buying and selling Timeshares and Vacation Plans
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Putting your Home on the loan line is Risky Business
If you are a homeowner who needs money to pay bills or for home repairs, you may think a home equity loan is the answer. But not all loans and lenders are the same- you should shop around.
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Reverse Mortgages:
Get the facts before cashing in on your Home’s Equity
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Utility Credit
Of all many different types of credit- for example, retail credit, loans, charge cards, and mortgages – utility credit may be the one that most people cannot do without.
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Equal Credit Opportunity
Available in Spanish Only

Foreclosure Rescue Scams
Available in Spanish Only