Buying, Giving, and Using Gift Cards
Shopping for gift cards can be a real dilemma. Just what do you get to a person who has everything… Gift cards may be the answer.
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Payday Loans Equal Very Costly Cash
There are some situations sometime that you are in a great need for money until your paycheck. But is a payday loan the ultimate solution? Find out more…
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Credit Insurance: Is it for you?
The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Think again: Is it for you?
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Financial Readiness
Home is where most people feel safe and comfortable. But sometimes – say, when a hurricane, flood, tornado, wildfire, or other disaster strikes – it’s safer to pack up and go to another location.
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Credit and Your Consumer Rights
A good credit rating is very important. Businesses have the right to inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. Find out what your rights are
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Credit, ATM, and Debit Cards:
What to do if your Credit, ATM, or Debit Cards are stolen
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Choosing A Credit Card
A credit card let’s you buy things and pay for them over time. What you should pay attention to when choosing a credit card…
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Cosigning a Loan
What would you do if a friend or relative asked you to cosign a loan?
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Credit and Divorce
If you’ve recently been though a divorce- or are contemplating one- you may want to look closely at issues involving credit.
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Credit and Debit Card Blocking
Have you ever been told you were over your credit card limit, or had your debit card declined, even though you knew you had available credit, or money in the bank account? The problem can be card “blocking”
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Giving the Bounce to Counterfeit Check Scams
It’s your lucky day! You just won a foreign lottery! The letter say so….
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Equal Credit Opportunity
Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan.
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Fair Credit Billing
What types of disputes are covered?
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Fair Debt Collection
What debts are covered? Who is your debt collector?
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Getting Credit
What you need to know about credit. Find out here…
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Getting Credit When You Are Over 62
Credit is an important money management tool for both young and older consumers. Yet, the elderly, particularly older women, may find it difficult to get credit.
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Secured Credit Card Marketing Scams
“Anyone can qualify for a major credit card!” Ads like this may appeal to you if you have a poor credit history or no credit at all. Beware!
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Advance-Fee Loan Scams:”Easy” Cash Offers Teach Hard Lessons
You may be tempted by ads and websites that guarantee loans or credit card and have you put a fee in advance…
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Free Credit Reports
Available in Spanish Only

Credit and Your Consumer Rights
Available in Spanish Only

Equal Credit Opportunity
Available in Spanish Only

What to do if your Identity is Stolen
Available in Spanish Only

Foreclosure Rescue Scams
Available in Spanish Only

Knee Deep in Debt
Available in Spanish Only

Debt Collections Consumer Guide
Available in Spanish Only