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CCMS Newsletter August 23, 2011
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CCMS Helping Homeowners at Recent HOPE Now Event in West Palm Beach, FL

8/19/11 - Assisting Homeowners avoid foreclosure, from left, CCMS' Director of Housing Counseling Darish Still, President Maria Gaitan, and Housing Counselor Alex Fernandez.
So, Exactly How Will a Debt Management
Program Help Me?
by Pat Smith
Credit Counseling Manager
In the recent tough economic times, a significant percentage of people had to rely on their credit cards and now have an overwhelming amount of credit card debt. There is still a good credit score in your future, but first you must get your debt in order.
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Applying for a Reverse Mortgage: What You Should Know!
by Ted Schuhle
Reverse Mortgage Lender Liaison
So, you have started looking into the possibilities of a reverse mortgage on your home, and you have contacted a few lenders to see what is involved. There are some things you should expect from your potential lender, the most important is the HECM Reverse Mortgage Pre-counseling Package.
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HUD-Approved Foreclosure Counseling
By Kevin Maher
Director of Education
With so many households facing foreclosure, scammers are crawling out of dumpsters in droves to take advantage of frightened and confused homeowners. Many are charging large fees and disappearing. While some companies and firms do good, legitimate work, the degree of fraud in the foreclosure counseling world is staggering.
Real Full Story
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About CCMS: Established more than 20 years ago, Consumer Credit Management Services, Inc. (CCMS) is a HUD approved 501(c)(3) national nonprofit, full service credit and housing counseling organization based in Delray Beach, Florida. We provide Financial Literacy Seminars and Workshops, First Time Homebuyer Counseling, Debt Management Programs, Foreclosure Prevention Services, Reverse Mortgage Counseling and bankruptcy counseling.
315 NE 22nd Ave. Delray Beach, FL 33444 Tel: (561) 454-5627 Toll Free: (800) 473-3328 Fax: (561)278-4061
Email: info@debt-mgt.org
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